Risk Factor


The Net Asset Value (NAV) of the schemes may go up or down depending upon the factors and forces affecting the securities market and there can be no assurance that the fund’s objectives will be achieved.

Past performance of the Sponsors and their affiliates / Union Asset Management Company Private Limited (the AMC) / Union Mutual Fund (the Mutual Fund) and its Scheme(s) is not necessarily indicative of future results and may not necessarily provide a basis of comparison with other investments. Investment in mutual fund units involves investment risks such as trading volumes, settlement risk, liquidity risk, interest rate risk, default risk including the possible loss of principal, fluctuations in NAVs, uncertainty of dividend distribution, etc. For detailed risk factors please refer the respective Scheme Information Document (SID). As the price / value / interest rates of the securities in which the schemes invest, fluctuate, the value of your investment in the schemes may go up or down. There is no assurance or guarantee to unit holders as to the rate of dividend distribution or the periodicity/regularity of any such payments. Investors are not being offered any guaranteed / assured returns under any scheme of Union Mutual Fund.

The name of the Scheme(s) do not in any manner indicate either the quality of the Scheme(s), their future prospects or returns.

The tools and calculators are designed to assist you in determining the appropriate amount. The AMC makes no warranty about the accuracy of the tools and calculators. The examples do not purport to represent the performance of any security or investments.

The Sponsors are not responsible or liable for any loss resulting from the operation of the Scheme(s) beyond the initial contribution of an amount of Rs 2,00,000 (Rupees Two Lakh) made towards setting up the Mutual Fund.

Statutory Details: Constitution: 

Union Mutual Fund has been set up as a Trust under the Indian Trusts Act, 1882; Sponsors: Union Bank of India and Dai-ichi Life Holdings, Inc. Trustee: Union Trustee Company Private Limited [Corporate Identity Number (CIN): U65923MH2009PTC198198], a company incorporated under the Companies Act, 1956 with a limited liability; Investment Manager: Union Asset Management Company Private Limited. [Corporate Identity Number (CIN): U65923MH2009PTC198201], a company incorporated under the Companies Act, 1956 with a limited liability.